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Dischargeable Debts

“WomanMost debts are dischargeable, or able to be eliminated, in bankruptcy. Examples of debts are payday loans, credit cards, medical bills, collection notices, eviction charges, repossessed vehicle loans, foreclosed mortgages, and personal loans. All of these debts are dischargeable in bankruptcy with some exceptions. When contemplating bankruptcy, you should not incur any new debt. Do not charge items to your credit card or take out pay day loans. A person should not incur new debt close to filing bankruptcy. This includes buying a new vehicle: do not do it!

All creditors known at the time of filing need to be listed on your bankruptcy petition. You cannot pick and choose which debts to file bankruptcy on. All debts must be listed. If you have taken out many payday loans or incurred new debt recently, make sure you disclose this to your bankruptcy attorney so that he or she better knows how to handle your case.

Failure to disclose debts known at the time of filing can result in the denial of your discharge. Most likely, all credit card accounts will be closed by your creditors, so do not plan on keeping any of your current credit cards after filing for bankruptcy.

If you are overwhelmed by debt and need a fresh financial start, call us for a free consultation. We'll discuss what debts you may be able to get rid of and how we can help.

Client Reviews
Great service and follow up. Its a scary thing when you need a lawyer but Jason and his team make it less so. Very happy with our outcome. Scott Thibeault
"I can't say enough great things about Jason Newcombe Law Office. I am retired military and I highly recommend Jason Newcombe Law Office. I reached out to Jason's office after sitting for hours reviewing multiple Domestic Violence Law Offices in King County. He responded before that day was over. I spoke with Jason's both in-person and by phone; felt very comfortable with his years of experience and straight talk. He took on my case, took me through the process with sound advice. The Attorney Erin Lane who accompanied me with my court appearances; can't praise and thank her enough for her time, selflessness and educational information prior to each court appearance. She made a really daunting task for me less fearful, given such grim circumstances. I am forever grateful for Jason and the Team of Attorneys." Tommy Harville
"I cannot thank Mr. Newcombe and his staff enough. They are awesome. When I first contacted his offices, I didn't know what to do. I was overwhelmed and confused. He did an amazing job, I highly recommend him! I had two cases, and he got both of them dismissed. If you are in trouble, do yourself a favor, give him a call. " David
"I had Mr. Newcombe's firm handle my ticket and I greatly appreciate their assistance. It was handle easily and with good communication from the associates. If you need assistance with some legal matters then I would refer you to them. " Marvin
"Jason Newcombe and his Associate's are all top notch individuals who will fight tooth and nail for you and go the distance to ensure that you receive the best outcome possible on your case. I would not be where I am today if not for the Law offices of Jason Newcombe. " Eric Brandt